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Saving for Retirement in US – Who’s not ?

Earlier this week, Encore asked the rhetorical question: “Do you have to be a bleeding heart to believe that it’s hard to save money when you aren’t making money?” The occasion was the publication of the annual Retirement Confidence Survey, which yielded the palm-smack-to-the-forehead statistic that 36% of Americans had saved $1,000 or less for retirement.

We asked Jack VanDerhei, the research director of the Employee Benefits Research Institute (which conducts the confidence survey) to break out some data from the poll that compared savings to household income. He was kind enough to help out, and the data he provided shows just how intensely the problem of scanty retirement savings is concentrated among lower earners.

Capture d’écran 2014-03-22 à 10.11.23

Capture d’écran 2014-03-22 à 10.11.37

Chosen excerpts by Job Market Monitor. Read the whole story at Chart shows who’s saving for retirement, who’s not – Encore – MarketWatch.

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